Find your mortgage quickly
A mortgage is a long-term loan granted by a credit institution to finance the acquisition of a home. Several elements should attract your attention at the time of your search: the best mortgage rate, the rate of borrower insurance but also the conditions of the loan (modularity, early repayment and penalties, transferability of credit for example), etc. . Taking out a mortgage is a binding act that is long-term: 15, 20 or even 25 years.

Professional credit is a loan for companies, entrepreneurs and independent professionals, regardless of the nature of the activity or the size of the company. It allows the professional financing of the activity of the company, such as an investment. Like the personal loan to individuals, it can be at a fixed rate or at a variable rate, and is generally repaid in the form of a monthly payment, over several months or several years. Some professional credit organizations can offer you an online loan. The professional loan makes it possible to finance different types of professional project. It is suitable for all stages of business development. This involves borrowing to supplement your starting capital. Few entrepreneurs have enough personal funds to start their business on the right footing. As with the creation of a business, professional financing can be useful to finance this new activity. The online business loan is for any business, entrepreneur and independent professional:

From VSEs, SMEs, to large companies
Micro-entrepreneurs
Tradespeople
Liberal professions
Craftsmen
Or associations.

Cheaper home loan insurance - up to 65% savings
Borrower insurance is requested by all banks in the case of a mortgage because it protects them from a possible default in repayment linked to an accident in the life of the borrower.

Different guarantees make up the mortgage insurance, required by the type of project by the lending bank:

Death benefit (DC);
Total and Irreversible Loss of Autonomy (PTIA);
Total Permanent Disability (IPT);
Temporary Incapacity for Work (ITT);
Partial Permanent Disability (IPP);
Non-objectifiable diseases (MNO);
Job loss (PE).
If this insurance is imposed on you, you can nevertheless freely choose your contract and are not required to accept the bank's group insurance. Comparing the entire market allows you to find the contract at the most competitive rate with equal guarantees.

Different elements such as your state of health, your profession or your sports practice influence the price of your individual insurance. A loan insurance broker can assist you in choosing the contract at the best price according to your profile and your project.

Fast credit online is the best way to get money fast. This is emergency financial assistance that you can obtain within 24 hours with the express option. You can borrow between 50 and 2500 euros and repay the borrowed money within 15 days to 6 months. Mini credit is generally very easy and quick to obtain. The request is made directly on the Internet with very few administrative formalities. You do not have to provide any proof of use. You are free to use the borrowed money as you wish. This is a question that many are asking: does fast credit in 24 hours exist?
The answer is yes.   But under conditions. You can receive your funds within 24 hours if you choose the Express option (additional costs).
It is easier to receive your money in 24 hours if you borrow less than 200€.
Otherwise, the usual deadline of the financial organization applies. It can be from 48 hours to several days. The speed of managing fast small credit is not incompatible with security. If you apply for fast credit online with a recognized and reliable financial institution like ours, you have security equal to that of a traditional bank. All financial organizations on this page are trusted institutions. When you make your request on the Internet, the whole procedure is secure. All personal data transmitted is private and protected, and banking transactions are secure. In most cases, you are even informed in real time of the progress of your request, whether by email, SMS or telephone.

The online personal loan is a consumer credit without proof of use of the loaned funds. You can use your money as you see fit, without dipping into your savings. In France, the personal loan represents nearly one in three consumer loans. Its success is mainly due to its freedom of assignment: you can finance any type of project. The personal loan is not intended to finance a specific purchase. Personal credit makes it possible to finance any type of project, without justification of use. Like any consumer credit, the personal loan is aimed at adult individuals (over 18 years old) with their tax domicile in France.
You can borrow from 50 euros to 75,000 euros. Between 50 euros and 1000 euros, we often speak of fast personal loan or mini credit. Beyond 75,000 euros, the personal loan no longer benefits from the security of the Consumer Code. The personal loan is governed by the Consumer Code. You must therefore borrow for at least 3 months (except fast personal loan). There is no maximum duration, but the duration generally does not exceed 7 years (84 months). All personal loan conditions are defined in the contract.

What is the repurchase of credit? It is a loan allowing you to consolidate all your current credits into a single credit. Instead of paying several monthly installments to several different banks, you only pay one to a single financial institution. The main objective of credit consolidation is to lighten your monthly payments by extending your repayment period. The main purpose of a credit consolidation is to lighten your monthly repayments when you already have several credits in progress. How ?
By consolidating all your current credits into a single credit
By extending your repayment period
These two operations allow you to:
To have a single interlocutor and a single monthly payment
Reduce your monthly payment
The repurchase of credit is interesting and useful when your monthly payments weigh on your budget and you have trouble making ends meet. This can in some cases allow you to avoid finding yourself in a situation of over-indebtedness. Grouping all your credits into one also allows you to facilitate the management and optimization of your monthly budget. In addition, if you have a new project, the credit consolidation can allow you to have more chances of being accepted for a new credit thanks to the reduction of your debt ratio by lowering your monthly payments. Indeed, the more credits you have, the higher your debt ratio and the less likely you are to obtain new credit.